Account Verification
Verify accounts instantly
Confirm account ownership and authenticity in seconds. Data comes directly from banks, no documents, no fraud risk.
Stop fraud at the source
Traditional verification relies on documents that can be forged. Bank-verified data eliminates this risk entirely.
Document fraud
Fake bank statements and forged documents are increasingly sophisticated. Manual review can't catch everything.
Slow processes
Requesting, receiving, and reviewing documents takes days. Customers abandon applications.
Poor experience
Customers hate hunting for documents, scanning, and uploading. It feels like 1995.
How it works
Three steps. Seconds. Done.
Customer connects
Customer selects their bank and authenticates with their usual banking credentials. Secure, familiar process.
We verify
We retrieve account holder information directly from the bank. No documents, no manual review.
You get results
Instant verification result with account holder name, account status, and confidence score.
What you verify
Comprehensive account verification from a single connection.
Account Holder Identity
Confirm the person matches who they claim to be.
- Full legal name
- Name match scoring
- Joint account detection
Account Status
Know the account is real and active.
- Account exists
- Account active/open
- Account type
Bank Details
Verified banking information for payments and transfers.
- IBAN / Account number
- Bank name and BIC
- Currency
Verification Report
Complete audit trail for compliance.
- Timestamp and audit log
- Confidence score
- PDF export
<10s
Verification time
Instant results
99%+
Accuracy
Bank-verified data
0
Document fraud
Can't fake bank data
40+
Countries
Pan-European coverage
Use cases
Verification that works across your customer journey.
Customer onboarding
Verify new customers during account opening. KYC compliance made easy.
Payment setup
Verify bank details before setting up direct debits or payouts.
Fraud prevention
Stop fraudulent applications before they cost you money.
Rental applications
Verify tenants have real bank accounts before signing leases.
Deploy your way
Connect account verification to your onboarding, compliance, or credit workflows.
Standalone
Ready-to-deploy, white-label experiences. Full functionality out of the box with minimal integration effort.
- Quick time-to-market
- White-label ready
- Managed updates
API integration
Full API access for deep integration into your existing systems and user experience.
- RESTful APIs
- Embed in existing UX
- Full control
Hybrid
Mix and match. Use managed journeys where speed matters and API access where you need full control.
- Best of both approaches
- Migrate at your own pace
- Per-feature flexibility
Part of Risk Decisioning
Works alongside
Account Verification is one of three interconnected Risk Decisioning products, each strengthening the others.
Ready to verify accounts instantly?
See how account verification can reduce fraud and improve onboarding.