Banking
Engaged customers. Efficient operations.
Transform digital banking with transaction clarity, subscription control, and financial guidance that drives 70% sustained engagement.
Trusted by leading banks
Digital banking demands more
Customers expect their bank to understand their finances and help them make better decisions. Traditional tools fall short.
Unrealized potential
Digital banking could drive engagement, self-service, and sales, but most banks barely scratch the surface of what's possible.
The expectation gap
Customers now turn to social media and AI for financial guidance. Banks that can't match these expectations risk losing relevance fast.
Stale solutions
Too many digital banking tools are left in version 1, underperforming and delivering just 5-15% engagement. Investments that never mature.
Results that speak for themselves
Banks using Subaio see measurable impact across engagement, operations, and customer satisfaction.
70%
Sustained engagement
Month-over-month
30-50%
Fewer support queries
Transaction-related
+11
NPS improvement
Customer satisfaction
1.4x
Card primacy
Primary card retention
Solutions for banking
One platform, multiple use cases. All built on the same data foundation.
Customer Engagement
Next-gen PFM with 70% sustained engagement. Goals, opportunities, day-to-day guidance, and advisor handover.
Learn moreCredit & Risk Intelligence
Real-time insights into spending, obligations, and capacity. Faster, more accurate lending decisions.
Learn moreCard Issuer Support
Reduce disputes and meet network mandates with transaction clarity and subscription control.
Learn moreProducts
Finance Management
Day-to-day budgeting and spending overview for customers.
Insights & Signals
Proactive nudges and actionable financial signals.
Aspirations & Goals
Savings goals and financial aspirations with guided progress.
Cashflow Forecasting
Predict upcoming balances based on recurring patterns.
Subscription Management
View, cancel, and pause recurring payments in-app.
AI Integration
Power your AI assistant with real financial context.
Transaction Enrichment
Clear merchant names, logos, and categories for every transaction.
Merchant Information
250M+ points of interest with logos, locations, and contact details.
One platform. Every channel.
Everything starts with financial clarity. Our data foundation powers experiences across your entire bank: mobile app, online banking, advisor tools, CRM, and support.
Start with one use case. Expand without starting over.
- Same data across all solutions
- Single integration
- Standalone or API deployment
- 60-90 days to go live
Proven at scale
Europe's largest banks
Including the largest bank in the Nordics. Millions of customers served daily.
Ready to transform your digital banking?
See how Subaio helps banks increase engagement, reduce support costs, and meet compliance requirements.